Working capital finance
Give your business more room to operate.
A growing or profitable business can still experience cash-flow pressure. Customer payment terms, seasonal demand, large orders, supplier requirements and rapid growth can create temporary funding gaps.
Finance is subject to status, eligibility and approval by the relevant finance provider.
Uses
Funding could potentially support
Emirex helps limited companies explore commercial funding options designed around their working-capital requirements.
- Payroll
- Suppliers
- Stock
- New contracts
- Seasonal demand
- Expansion
- Short-term cash-flow requirements
Structure
Matching the funding to the gap
The right structure depends on what is causing the pressure. A gap created by slow-paying customers may suit a different solution from a seasonal stock build or a one-off contract.
Criteria
What providers look at
What finance providers typically look at
Each provider sets its own criteria and makes its own decision. Information commonly reviewed includes:
- Trading history
- Turnover and profitability
- Filed accounts and management information
- Business bank statements
- Credit profile of the business and its directors
- Existing borrowing
- What the funding is for and how it will be repaid
Related
Other ways to fund your business
Business Loans
Explore commercial funding for expansion, stock, recruitment, new contracts, refurbishment, marketing and other business investments.
Explore Business LoansInvoice Finance
Release cash tied up in eligible unpaid invoices rather than waiting for customers to pay.
Explore Invoice FinanceAsset Finance
Finance business vehicles, machinery, equipment and technology while preserving working capital.
Explore Asset Finance
Get started
Check your working capital options.
Tell us about your limited company and what you need. We’ll review your requirements and contact you to discuss potential options.
Finance is subject to status, eligibility and approval by the relevant finance provider. For UK limited companies only.