How it works
Business finance made simpler.
A clear process from your first enquiry to the finance provider’s decision, with support at each stage.
Finance is subject to status, eligibility and approval by the relevant finance provider.
Process
Five steps from enquiry to decision
Tell us what you need
Four short steps covering your business, the funding you need, your finances and how to contact you.
We understand your business
We contact you to talk through the requirement, how the funding will be used and any information that may help.
Explore potential options
We look at the types of finance and the providers that may suit your circumstances, and explain how they work.
Submit your application
We help you pull together the information a provider is likely to ask for and support the application.
Funding decision
The provider carries out its own checks and makes its own decision. Finance is subject to status, eligibility and approval.
Decided by the finance provider
Our approach
We start with your business, not the loan.
Every business has different financial circumstances, cash-flow requirements and ambitions.
Understand
Tell us about your business, financial position and what you’re looking to achieve.
Assess
We look at the funding requirement and the information relevant to an application.
Identify
We identify finance providers and products that may suit your circumstances.
Support
We help organise the application and support you through the provider’s process.
Preparation
Information that may help
Providers may ask for some or all of the following. You don’t need everything before you start.
- Company name and Companies House number
- Recent filed accounts
- Management accounts, if available
- Recent business bank statements
- Details of existing borrowing
- What the funding is for
- For invoice finance: a list of outstanding invoices and customer payment terms
Questions
Common questions
Is Emirex a lender?
No. Emirex Finance is a commercial finance intermediary and is not a lender. We help limited companies understand their options and introduce them to finance providers.
Who makes the funding decision?
The finance provider. Each provider carries out its own checks and makes its own decision. Finance is subject to status, eligibility and approval by the relevant provider.
Who do you work with?
UK limited companies only. We do not arrange finance for individuals, sole traders or partnerships.
Is Emirex regulated by the FCA?
No. Emirex Finance is not authorised or regulated by the Financial Conduct Authority. Introducing limited companies to finance providers is generally not an activity regulated by the FCA. Some of the finance providers we work with may be authorised by the FCA for other parts of their business.
Does sending an enquiry affect our credit rating?
We don’t carry out a credit search when you send us an enquiry. If you decide to apply, the finance provider will usually carry out its own checks, and it will explain these to you.
Do you give financial advice?
No. We explain how different types of business finance work and introduce you to providers that may fit your requirement. We don’t provide financial, legal or tax advice, so you may want to speak to your accountant or another professional before you commit.
How is Emirex paid?
Emirex may receive commission from finance providers for successful introductions. Further information regarding remuneration is available on request.
Get started
Start your funding assessment.
Tell us about your limited company and what you need. We’ll review your requirements and contact you to discuss potential options.
Finance is subject to status, eligibility and approval by the relevant finance provider. For UK limited companies only.